Airtime, Data & Mobile Money Credit Services

Telecoms Operators can now advance airtime to subscribers on credit!


Our Prepaid Airtime Advance System (“PAS”) offers Network Operators airtime, data and mobile money credit services: the ability to advance airtime, data or mobile money to subscribers on credit. Through our experience in credit extension and collection, we have developed proprietary profiling and a dynamic rules engine that allows for flexible lending, avoids revenue losses and ensures ongoing customer loyalty.



Airvantage’s management has extensive experience in the cellular and lending industries.

The team has been involved in all aspects of the cellular industry in Africa for over 20 years and have owned telco businesses in service provision, cellular rental, wasp and content services, prepaid and post-paid distribution.

Airvantage airtime credit service team has managed debtor books which comprised of asset classes including cellular micro-lending and other debt categories. These books are in excess of $1 billion.

We understand the challenges in today’s market, and as the preeminent innovator of value added services, we continue to evolve. We are dedicated to developing and delivering the best, most innovative solutions that will grow our clients’ businesses, enhance their brands, and positively contribute to the total customer experience.

Airvantage has a strong balance sheet that will be able to support the growth of the Airtime Advance product. Our team has specialists with many years experience in micro-lending, consumer finance and cellular operations. We have a deep understanding of customer credit behaviour and can offer a tailor made solution to meet the requirements of your customer base.

Enquire about our airtime credit services now!

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Airvantage Products



An airtime credit service that allows a customer to get airtime or data on credit and pay later.

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Other services to increase brand loyalty, ARPU and decrease churn.

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Some of our clients

What our users have to say..

  • "My new cell phone broke and amazingly I was able to use the service on my old cellphone."
  • "I don’t stress anymore when my airtime runs low."
  • "Buying airtime on Sundays and public holidays is no hassle anymore."
  • "Where I live I am not close to the stores to buy airtime, so airtime advance has helped me when I have run out."
  • "Airtime advance is such a convenient product, I was stuck without airtime on the way home and urgently needed to contact my husband. Such a life saver."
  • "Such an easy service to use, I got my elderly mother trained to use it with no fuss."